There are many requirements for certification in the insurance industry. One such requirement is continuing insurance education, which varies according to needs within each different state. Some states have two-year continuing education requirements, while others may require agents and professionals to take annual courses to keep their certifications current. You can find out about specific laws in your state by contacting the state Department of Insurance where you work. Most companies will pay for these courses for their employees, as for many they can be written off as a business expense. Before enrolling, it is essential that you understand the different requirements related to CE insurance, so it is easy to choose the right training for you
There are continuing insurance education courses for agents, adjusters, brokers and underwriters, as well as programs for risk management and other specialties. Classes for agents, brokers, underwriters and appraisers cover commercial and personal lines, property, casualty, life and health and even courses in ethics, legal education and CE flood insurance. Each state has different requirements for continuing education, and each existing program must be certified by the state Department of Insurance to be an approved method of continuing education.
Continuing education specialty programs include courses in risk management, financial services, insurance company executives, entrepreneurs, and other indemnity specialties. The position of each employee will determine which continuing education courses must be taken. In general, most states require an annual or semi-annual refresher course for all agents and professionals, but this can vary depending on the specific certification the employee has, as well as the state in which he resides and works. Most agents or professionals will learn their specific requirements for maintaining their license in their initial training.
Continuing insurance education is different for every person and in every state. However, getting the necessary education is not difficult. There are online courses for nearly every type of CE needed in the insurance industry, including more complex programs for states like Texas that have stringent requirements for their agents. The curriculum is not only designed to keep education up to date, but also to help professionals increase their business and productivity through CE courses. Maintaining your current license in the insurance industry is mandatory, because the job cannot be done legally without a proper state license.